Funding Your Fertility Journey
How Much Will This Cost?
The cost of fertility treatment such as IVF usually represents a significant financial investment, and many families are concerned about how to finance their treatment, especially when insurance coverage is minimal or nonexistent. There are many factors which affect the total cost of IVF and other fertility treatments which should be taken into account when you are choosing a fertility clinic. Understanding what to expect is an important first step in planning and managing the financial side of treatment.
Commonly Asked Questions Regarding Initial Consultation
1) What insurance coverage do you have?
While many insurance companies do not provide coverage for fertility treatment, the diagnostic phase of treatment and related tests can sometimes be covered. Be sure to check with your insurance company.
2) What is the clinic’s success rate?
A higher success rate may mean that fewer cycles are needed to achieve a healthy pregnancy and bring home a baby. The training and experience of the doctors, embryologists, and technicians have a big role to play in how successful a clinic is. When looking at clinic success rates, remember that it is important to ask about their success rates with patients who match your profile: age, diagnosis, etc.
3) What is included in the price of an average IVF cycle?
Usually, an IVF cycle covers:
● In-cycle lab tests
● In-cycle ultrasounds
● The egg retrieval procedure
● Cycle management
● Facility fees
● Assisted hatching
● Facility fees
● Embryo cryo
4) What routine costs are not included?
Several parts of the IVF process are usually handled by outside providers, which means that the cost does not fall under the price quoted per cycle by your fertility clinic. These include:
● The cost of fertility medications for ovarian stimulation
● The anesthesia for the egg retrieval procedure (Note: Roxbury Surgery Center is part of our practice and the fees are included in the fee sheets.)
● The cost of freezing and storing unused embryos from your cycle. (Note: ART Reproductive Center is also part of our practice and included in the IVF pricing.)
5) What other procedures may not be covered?
There are additional procedures and Assisted Reproductive Technologies which are sometimes recommended in particular cases and are not covered by a standard IVF cycle price, such as:
6) How does third-party reproduction affect cost?
Many families use donor eggs or sperm with IVF to grow their families. It is an option which can offer exceptional success rates for many patients. Others choose to use IVF surrogacy to make their dreams of a new baby possible. All of these options have associated additional costs, which can be significant, especially in the case of surrogacy. Our Third Party Clinical & Financial Team can provide these costs.
7) Are there non-medical expenses to consider?
For some patients, taking days off work to attend appointments is a cost which must be factored in. For patients traveling a distance to the clinic, travel, accommodation, and childcare expenses can be an additional consideration.
While paying for fertility treatment is not always simple, it may be more possible than you think. Flexible financing plans can help to spread the cost over time, as well as other financial options which can help lighten the burden. If you are considering fertility treatment for yourself, call SCRC at (866) 312-0771 or click here to contact us. You can arrange a no-obligation consultation with one of our dedicated fertility specialists who can walk you through your options.
The financial side of fertility treatment is fraught for many patients, and figuring out how to fund your care is challenging. Often, the last thing you want to think about are the intricacies and bureaucracies of insurance, but understanding your rights and your options can make a huge difference as you move forward. To help you get a clear picture of what you need and can expect from your insurance provider, we have put together this clear guide. Asking the right questions is the first step towards getting the right answers.
When you are considering IVF as an option for growing your family, there are many aspects to consider. The emotional, physical and medical facets of the decision are at the forefront, but the financial side of Assisted Reproductive Technologies (ART) is a serious consideration for many prospective parents. Insurance coverage may be incomplete or non-existent, and paying for these complex procedures out of pocket is a significant investment. Breaking down the price of a typical IVF cycle into its separate components and understanding the many factors which can affect the total cost will help you to understand what to expect.
Egg freezing has become an important part of today’s fertility conversations. New techniques and technologies in cryopreservation have made this a viable option for many young women who know that they want to have children, but are not ready to be pregnant right now.
Finding the means to fund your IVF treatment can add an extra layer of stress, which is the last thing you need when you are already struggling with the challenges of infertility. Highly specialized and sophisticated assisted reproductive technologies (ART) require substantial financial investment, and for many families the burden of paying for this type of treatment can seem out of reach.
Female LGBT partners who are ready to grow their families now have many options: with the help of donor sperm, fertility treatments such as IVF and IUI have allowed thousands of lesbian couples to realise their dream of bringing home a baby with a biological link to at least one partner.
Understand Your Fertility Options
Learn more about your first visit, fertility treatment options, financing and more